Reading Time: 10 minutes Indian large-cap mutual fund space has two prominent options. Active large-cap funds and Index Funds. And this is a discussion about Index Funds Vs. Large Cap Funds in India 2020 to decide whether should you shift from Large-cap funds to Index Funds? Many mutual fund investors have been experiencing something odd about the large-cap funds […]
Top 5 = 44%, Top 10 = 62%: Concentration Risk in Nifty 50?
Reading Time: 5 minutes Nifty 50, as you know is made up of 50 stocks of different weightages. And generally, it is accepted to be a well-diversified index that represents the Indian markets sufficiently well. But in recent times, the skewed weights of few of the top stocks in the index are posing questions about whether it is actually […]
What are Large Cap Funds in India & Where do they Invest?
Reading Time: 4 minutes According to SEBI’s mutual fund recategorization rules (2018), the equity mutual fund schemes that are classified as Large-cap funds have to invest a minimum of 80% of their assets in the large-cap stocks (i.e. in the top 100 listed stocks). By definition, the large-cap stocks are the stocks of the topmost companies listed on the […]
Should I invest in Sector Mutual Funds?
Reading Time: 5 minutes Whenever a sector or theme starts doing well in stock markets, investors get excited about it. They see an opportunity to generate better-than-average returns by investing in a sector fund that is poised to grow faster than the rest of the market. And to use this excitement to their benefit and to gather more AUM, […]
3 Early Warning Signs of a Bad Debt Fund – Is Your Debt Fund Safe?
Reading Time: 3 minutes Source Link | Twitter Profile | Youtube Channel Post Franklin Templeton fiasco the debt fund schemes have been in the focus for all the wrong reasons. It is really painful to witness that the risk perception in Debt (which had been traditionally less) has outgrown Equity in the recent past. The debt fund Investors are in quandary and […]
New SEBI guidelines for risk scoring mutual funds
Reading Time: 3 minutes Source link | Twitter Handle “Never let a crisis go waste”. SEBI has taken this adage seriously and come out with a comprehensive set of guidelines to communicate risk associated with mutual fund schemes. Remember the image below. This is a RiskOMeter. You see it as a part of your mutual fund scheme factsheet. The […]
New Mutual fund ‘Risk-o-Meter’ (2020) by SEBI
Reading Time: 6 minutes SEBI has revamped the mutual fund Risk-O-Meter (or Riskometer) via a new circular in October 2020 (link or download here). This time, the regulator has provided detailed guidelines for deciding the place of each mutual fund scheme on the Riskometer. What is Risk-o-meter for mutual funds? The Risk-O-Meter is a pictorial chart that depicts the […]
Dividend Option of Mutual Funds Renamed to ‘Income Distribution cum Capital Withdrawal’ option
Reading Time: 2 minutes SEBI has directed all mutual funds and AMCs to rename the dividend payout option in mutual funds schemes to Payout of Income Distribution cum Capital Withdrawal option. The circular announcing the change – link or download here. That is: Dividend (old name) – renamed to -> Income Distribution cum Capital Withdrawal (new name) But since […]
How Indexation in Debt Funds reduces Tax Outgo? (With Examples)
Reading Time: 8 minutes When fixed deposit rates are so low that there is nothing to write about, then it’s natural for people to try to look for alternatives to bank FDs. And one very obvious alternative is the debt fund. Debt funds have historically delivered returns better than fixed deposit. But if there is one major advantage that […]
Is LIC MF Debt Hybrid Fund a buy?
Reading Time: 6 minutes About LIC Mutual Fund House LIC Mutual Fund was established on 20th April 1989 by LIC of India. Being an associate company of India’s premier and most trusted brand, LIC Mutual Fund is one of the well-known players in the asset management sphere. The company has strong parentage of LIC which had helped it grow […]
Multi-Cap Fund Allocation Rule Change (2020) + Impact on your MF Portfolio
Reading Time: 6 minutes SEBI has modified the rules for Multicap equity mutual funds. So now a detailed allocation structure has been introduced for multi-cap funds. This has been done via a circular on ‘Asset Allocation of Multi-cap funds’ (dated 11-Sep 2020: link or download here). Going forward, all the schemes within this category will have to adhere to the […]
How much returns to expect from Mutual Funds?
Reading Time: 4 minutes Source link | Twitter Handle As an investor, you choose mutual funds to earn a higher return than your other traditional investments. You expectation is based on the past returns of these funds and you hope to get the same result for yourself. Is that the right way to go about it? Let’s try and use […]
SEBI pokes multicap funds – What should you not do?
Reading Time: 4 minutes Source link | Twitter Handle On Sept 11, 2020 (yes, 9/11), SEBI issued a circular redefining market cap exposure limits for multicap funds. SEBI now wants multicap funds to adhere to a structure where it invests minimum 25% each in large, mid and small caps. The balance 25% can be invested anywhere. This is in […]
Top 10 online courses to learn investing
Reading Time: 5 minutes The coronavirus pandemic has impacted life in general and forced governments, businesses, and individuals to look at the way they have been used to doing thigs differently. Individuals, specifically, have been severely impacted in terms of lifestyle, form of working, and impact on career. While these times are testing, they also present an opportunity to […]
Axis Global Equity Alpha FoF – NFO review
Reading Time: 2 minutes Source link | Twitter Handle Axis Mutual Fund has come out with a New Fund Offer for Axis Global Equity Alpha FoF with an aim to provide investors an option to diversify in a portfolio of global equities. With this, Axis MF also makes a foray into a dedicated fund for international investing. Hitherto, Axis […]
How to Make Money When Interest Rates are Falling?
Reading Time: 5 minutes You appreciate an umbrella on a rainy day more, notwithstanding you bought it to save yourself from the sun. Life is like that so are the seasons. Let us not “lo and behold” the season we are in and move on to learn something in between. Actually, in the first month of my new job […]
The curious case of PGIM India Global Equity Opp Fund
Reading Time: 4 minutes Source link | Twitter Handle PGIM India Global Equity Opp Fund – Naam to suna hoga! The fund has been hitting the roof with the stupendous returns putting all other international themed funds to shame. This is how a lay investor sees it. Peer comparison for PGIM India Global Equity Opp Fund with international funds; […]
Should I Invest in Axis Long Term Equity Fund?
Reading Time: 5 minutes About Fund House Axis Mutual Fund was launched in October 2009. It is a joint venture between Axis Bank Limited (75% shareholder) & Schroder Plc (25% shareholder). Schroder’s group investment management is their only business and their goals are completely aligned with those of their clients – the creation of long-term value to assist them […]
Corporate Bond Funds – What to expect now?
Reading Time: 2 minutes Source link | Twitter Handle Corporate Bond Funds have been on a rock and roll. Check the increasing AUM of the funds. Investors are flocking on the back of double digit returns in this category. The events of the last few months seem to have had no impact on them. How long is the party […]
Should I invest in Canara Robeco Equity Diversified fund ?
Reading Time: 4 minutes About Canara Robeco Mutual Fund Canara Robeco Mutual Fund is a joint venture between the Canara Bank and Robeco Group. Canara Bank is one of the largest state-owned banks in India, over 113 years of banking experience & Robeco group was founded in 1929 in Rotterdam, is a pure play asset manager with a presence […]
10 Steps To Financial Independence
Reading Time: 2 minutes 3. Invest a portion of your savings Now that you have started the habit of saving, let’s start investing. Don’t worry we will guide you through the steps. No matter at what stage you are – see below on how to start and what can you invest in. 4. Learn about investing or hire an […]
Valuation in Motion: HDFC AMC IPO Valuation: Speed Demon
Reading Time: 8 minutes ‘Mutual Funds Sahi Hai’ says a famous Indian TV advertisement. While the slogan is used and abused several times over, the sentiment seems to ring true with many Indians. We know for a fact that only 2-3% of India invests in Equities directly or in Mutual Funds. However, the general trend is that the number […]
Launched: Asset Allocator + Model Mutual Funds (Premium)
Reading Time: 5 minutes The wait is finally over. Stable Asset Allocator + Stable Model Mutual Funds are available for purchase now. Both these products, namely i) Stable Asset Allocator, ii) Stable Model Mutual Funds are 2 (Two) separate premium subscription products. Though you can purchase both of them. What You Get? What is Subscription Cost? Surprisingly low… If […]
5 questions for Parag Parikh Long Term Equity Fund
Reading Time: 5 minutes Source link | Twitter Handle 5 years ago when I started discussing about Parag Parikh Long Term Equity Fund with investors, I met with deep suspicion. “I have never heard about this fund.” “Will they run away with my money?” “Are you sure we should invest our money with this fund?” “What is their track […]